An Addepar Alternative for Independent Advisers with International Clients

Published 22 October 2026 by Borderfolio

Addepar is the reference platform for family offices, banks and large wealth firms: fragmented custodial data, alternatives, illiquid assets and entity structures in one place (Addepar). Its pricing is on request; third-party estimates put it between $50,000 and $300,000+ a year with an implementation of several months (Kubera (a competitor), so treat it as indicative). An independent adviser with a few dozen internationally mobile clients usually needs something different: a consolidated view they can build from statements this week, and an honest account of what borders change.

What you give up

• Custodial data feeds at scale and hundreds of integrations.
• Portfolio accounting for alternatives, private funds and complex ownership trees.
• Enterprise reporting configuration and the services that come with it.

What you gain with Borderfolio for Advisors

• Published pricing, from $99 a month per firm, and a start without a sales call (plans).
• Statement import with review: PDF and CSV statements from many brokers, checked before they count, plus IBKR and Freedom24 sync.
• Cross-border findings: dividend withholding by residence, US vs Irish fund domicile after home tax, US-situs estate exposure, relocation planning, tax wrappers, Australian franking and New Zealand FIF, each with its assumptions.
• Households: a couple, their trust or SMSF, one combined view, each member still a client.
• Scenarios and reviews: current against proposed, and a firm-branded, versioned PDF.

Who should still choose Addepar

Firms serving UHNW families with significant private assets, many entities and custodial relationships, where the cost and implementation are justified by the complexity. Borderfolio is not built for that work. Its limits:

• No custodial data feeds at scale: statements are imported (deterministic parsers for common brokers, assisted extraction for the rest, reviewed before they count), with live sync for IBKR and Freedom24.
• No portfolio accounting for alternatives, private funds or complex entity trees; other assets are valued by the adviser.
• Not a CRM, trading, rebalancing or fee-billing system, and no annual tax-return reports for clients.
• Cross-border figures are estimates with stated assumptions, for professional review, not tax advice.

See also: cross-border portfolio analysis software compared.

Frequently asked questions

How much does Addepar cost?

Addepar does not publish pricing. Third-party estimates, including one from a competitor, range from about $50,000 to more than $300,000 a year, with a multi-month implementation.

Is there an Addepar alternative for small advisory firms?

Yes. Borderfolio for Advisors is built for independent advisers and small firms, with published pricing from $99 a month, statement import and cross-border analysis. It does not cover private-asset accounting or custodial feeds at scale.

Does Borderfolio handle alternatives and private assets?

It records property, private funds, policies, pensions and term deposits as other assets valued by the adviser, so they count in total wealth. It does not do portfolio accounting for alternatives.