About Borderfolio for Advisors

Borderfolio for Advisors is a workspace for independent financial advisers and boutique wealth firms. It consolidates client portfolios across brokers and currencies, adds cross-border analysis with its assumptions stated, and produces client-ready reviews. It is built and operated by Steffan Kharmaaiarvi, an Individual Entrepreneur registered in Georgia, on the same portfolio engine as Borderfolio for investors.

Why an adviser workspace

Borderfolio began with my own international portfolio and a question no tracker answered: how much of the change came from the money I put in, and how much from the investments themselves. Answering it properly meant handling fund domicile, dividend withholding and tax residence as part of the same picture.

Advisers face the same questions in every review, for every client and across every provider the client uses. The adviser workspace takes that engine and adds what a firm needs: clients and households, review and confirmation of imported data, costs and charges, current-versus-proposed scenarios, and reports under the firm’s name.

How it is built

• Unknown is not zero. A missing price, rate or cost basis is shown with its reason, and totals that depend on it are withheld.
• Every tax rule cites a source. Rates, treaty rates and wrapper presets come from legislation, tax authorities or treaty texts; what is not modelled is labelled.
• The adviser decides. Imported data is confirmed by the adviser before it counts. Borderfolio makes no buy or sell recommendations and executes nothing.
• Reports are reproducible. Each report renders a stored snapshot, so the document sent in October reopens unchanged in March.

How firms’ data is kept apart and what happens to uploaded files is on the security page; what the product computes, and where it stops, is in the documentation.

Talk to me

Have a review coming up? Tell me the task and the brokers involved, and we can work through one case together: [email protected] or LinkedIn.